Ramp
AI-powered corporate card and spend management platform that helps companies save an average of 5% on expenses.
What is Ramp?
Ramp is a corporate card and spend management platform that uses AI to help companies save money. It automatically identifies savings opportunities, enforces spend policies, automates expense reporting, and provides real-time visibility into company spending. Ramp's AI analyzes transactions to suggest vendor negotiations, flag redundant software, and optimize payment timing. Trusted by thousands of companies from startups to enterprises.
Best for: Companies wanting to reduce operational spend · Finance teams automating manual expense workflows · Startups looking for free corporate cards with AI
Developer Stack Fit
Quick read on where Ramp fits in a software team's AI stack. Validate final fit against your codebase, data policy, and deployment model.
- Stack layer
- Secondary/general AI
- Deployment model
- Cloud SaaS
- Open-source status
- Not confirmed
- API support
- API or integration-friendly
- MCP support
- No MCP signal found
- Security posture
- Stronger controls worth validating
- Best use case
- Companies wanting to reduce operational spend
Key Features
- 01
AI-powered savings identification across vendors
AI savings identification
- 02
Automated expense reporting and receipt matching
Free core platform
- 03
Real-time spend policy enforcement
Automated expense reporting
- 04
Vendor negotiation suggestions from AI
A core finance capability that teams use daily.
- 05
Redundant software subscription detection
A core finance capability that teams use daily.
- 06
Bill pay and vendor management
A core finance capability that teams use daily.
- 07
Accounting integrations with all major ERPs
A core finance capability that teams use daily.
Pros & Cons
What stands out
- Free core platform — no subscription fees
- AI actively finds savings opportunities
- Average 5% reduction in company spend
- Excellent ERP integrations
Watch outs
- Revenue model relies on interchange fees
- Limited international availability
- Bill pay features still developing
- Some features locked behind paid tier
Pricing Plans
Ramp Pricing
Choose the perfect plan for your needs. All plans include our core features with different usage limits and advanced capabilities.
Free
Ramp Plus
0 day free trial • No credit card required
Need a Custom Solution?
Looking for enterprise features or custom pricing? Contact Ramp directly for tailored solutions.
Contact SalesMost teams land on the Ramp Plus plan.
Alternatives
FAQ
What is Ramp and how does it work?
Ramp is a finance tool that ai-powered corporate card and spend management platform that helps companies save an average of 5% on expenses.. It uses AI to help users improve productivity through analyzing input and generating relevant output.
Is Ramp free to use?
Ramp offers a completely free plan. You can get started without paying anything.
Does Ramp have a free trial?
Yes — Free to try with no time limit.
What can Ramp do?
More finance Tools
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Ramp
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